![]() ![]() You will have to subscribe to Goodbudget, but once you do, you will have wide access to the app through both the web and multiple phones - making it easy to share your account with others in your financial network. It also helps with money management so you know exactly where your funds are and how they're performing. Goodbudget is a budgeting app that helps you create a budget you can stick to, even providing available debt tracking for extra motivation. Goodbudget features: Price: Free with ads or $8/month | Bill negotiation: No | Manage subscriptions: No | Syncing available: Yes If the feature is successful in saving you money, you'll give the app a cut of your savings for up to 24 months. Like Rocket Money, Mint also provides bill negotiation service called Billshark. You can even file your IRS taxes and receive your refund through the app's integrated TurboTax services. Mint is compatible with not just banking accounts, but also your credit cards, loans, and investments. Once you connect your accounts, you can easily navigate between outstanding account balances, your monthly expenses versus spending, and even access your free credit score. With MintSights, you can set goals to reach financial milestones and build a stronger financial foundation. It will also check your subscriptions to ensure that you are not paying for services you do not need. It studies your spending habits and advises how to increase your savings. The app allows you to create a personalized budget and will then monitor your spending. It is free to use, something (ironically) rare among the best budgeting apps, and you get financial budgeting shared by 24 million users. Mint is one of the most popular budgeting apps and for good reason. Mint features: Price: Free | Bill negotiation: Yes | Manage subscriptions: Yes | Syncing available: Yes Users can cancel premium memberships at any time. Members can choose from a sliding scale between $3-$12 per month for premium features that include credit reports, custom categories, smart savings account, and more. While the app is free if you simply want to create a budget, Rocket Money's Premium suite does come at a cost. For a fee, the app can negotiate bills for you by finding hidden discounts or promo rates so you can get a lower monthly rate for whatever it is. One of the coolest features of Rocket Money is bill negotiation. It notifies you when upcoming bills are due so you can plan ahead, and you can use the helpful spending tracker to see what areas of your life you can trim your spending accordingly. The app manages all your subscriptions so you can easily see what subscriptions you can cancel. Rocket Money is the ultimate budget app since it really highlights ways you can save money in your monthly budget. ![]() Rocket Money features: Price: $3-$12/month | Bill negotiation: Yes | Manage subscriptions: Yes | Syncing available: Yes If you see inaccuracies in our content, please report the mistake via this form. If we have made an error or published misleading information, we will correct or clarify the article. Our editors thoroughly review and fact-check every article to ensure that our content meets the highest standards. Our goal is to deliver the most accurate information and the most knowledgeable advice possible in order to help you make smarter buying decisions on tech gear and a wide array of products and services. ZDNET's editorial team writes on behalf of you, our reader. Indeed, we follow strict guidelines that ensure our editorial content is never influenced by advertisers. Neither ZDNET nor the author are compensated for these independent reviews. This helps support our work, but does not affect what we cover or how, and it does not affect the price you pay. When you click through from our site to a retailer and buy a product or service, we may earn affiliate commissions. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. ZDNET's recommendations are based on many hours of testing, research, and comparison shopping.
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